Maybe your business isn’t suitable for invoice finance, or you’re not keen on it. But you need to get some money in the bank to cover expenses while you are waiting for invoices to be paid, or contracts to start. Short term borrowing is ideal in this situation.

Literally ‘bridging the gap’. You’re selling an asset or waiting for a payment or equity injection. In the meantime, you’ve got to keep your business afloat. A short term loan can tide you over until you receive your payment. In some instances this could be an interest-only loan, with the principal paid back when you get paid.

So long as you’re putting some money in yourself, we may be able to help you to cover the purchase price shortfall. Our loan might be in conjunction with bank or vendor finance.

Don’t let debt kill your business. Maybe you’ve got multiple loans with unrealistic repayment schedules or that are costing you too much. We can finance you out of existing loans and potentially save you money.

The downside of being profitable – provisional tax! Sometimes we get a bit behind in our GST and PAYE, and that’s understandable. When you’ve got a tax bill to pay, short term secured lending can help get keep your nose clean with IRD.

You’ve got a big order, but you need to pay for stock, ingredients, components or materials to create the order. Get a quick turnaround loan with us and you can get the work underway quickly.

You’ve taken on some extra staff because you’ve won a new contract … but it’s going to be a while before they’re fully productive and for the revenue to catch up with this extra staff cost. We can help make sure your staff are paid and happy, and you can focus your attention on boosting your revenue instead of worrying about payroll.